2025 Open Enrollment

October 28 – November 8

2025 Open Enrollment is here! On this page, you’ll find out what’s new for this year, resources to learn more about your benefits offerings, and a checklist to guide you through your enrollment.

Remember, this year’s Open Enrollment is passive. This means that if you do not participate in 2025 enrollment, your current elections will roll over into the next plan year, with the exception of the Flexible Spending Accounts (FSA) and Commuter Benefits. These require election each year.

If currently enrolled in an FSA, and not planning to contribute to an FSA in 2025, you may carry over up to $640 in unused funds into 2025 by electing the:

• 2025 FSA with a $0 contribution, or
• Limited Purpose FSA with a $0 contribution, when also contributing to an HSA

What’s Changing for 2025 Benefits

Medical

• Medical contributions increasing
• UPMC not offered in 2025
• New deductible limits announced by the IRS for the UnitedHealthcare HDHP Plan and Kaiser plans (except Hawaii POS 405): $3,300 for teammate-only / $6,600 for family
• New ID cards for the UnitedHealthcare HDHP Plan and the Kaiser plans (excluding Kaiser Hawaii POS 405 and Kaiser Northwest)
• New Calm Health app: programs and tools to help support your mental health (UnitedHealthcare and Surest members only). To learn more and get started, sign in to your myuhc.com account or the UnitedHealthcare app

Dental

• 100% teammate paid: available to spouses/domestic partners, even if accessible through their employer.
• If you do not want to continue your dental coverage, you must drop the benefit. Otherwise, your coverage will roll over into the next plan year.
• New ID cards for all members.

401(k)

• Company match adjusted to 3% of eligible contributions.

Open Enrollment Checklist

• • Learn about your many benefit choices in the 2025 Benefits Guide and think about your coverage needs.
  • Access Workday HR using your network username and password. For assistance, contact the IT Help Desk at (804) 533-5556.
  • Add dependents you wish to cover. Be prepared to provide their personal information, such as date of birth and Social Security number.
  • Elect the benefits that best support you and your family. Don’t forget to designate beneficiaries.
  • Review and complete your enrollment by November 8, 2024. If you don’t enroll, your current elections will roll over into the next plan year except for the FSAs and Commuter Benefits. These require an election each year.